R&D Tax Consultants 
Who is Kashcade?
Kashcade is a technology-driven lender that helps Australian companies access their R&D Tax Incentive refunds faster. Instead of waiting 6–12 months for the ATO to process your claim, Kashcade lets you borrow against your future refund and get funded in as little as 48 hours.
Founded in Sydney, Kashcade has deployed tens of millions of dollars to innovative Australian companies, from early-stage startups to established businesses across software, biotech, manufacturing, and beyond. Loan sizes range from $10,000 to $2.5 million, with no monthly repayments required.
Kashcade uses integrations with platforms like Xero to streamline the application process, making it possible to apply in minutes and receive funding the same day. The company has been featured in the Australian Financial Review and is a member of FinTech Australia.
Why We Built This Directory
Through our work lending against R&D Tax Incentive refunds, we saw the same problem over and over: founders struggling to find a trustworthy R&D tax advisor. The market is fragmented, information is scattered, and it's hard to know who's genuinely good.
We built this free, open directory to fix that. Every advisor listed here has been reviewed by our team, and verified advisors have met with us directly. Our goal is simple: help Australian innovators find the right advisor faster, so they can get back to building.
What We Stand For
Speed. Whether it's funding or finding an advisor, we believe innovators shouldn't have to wait. We build tools that move at the speed of startups.
Trust. Our verification process means founders can choose with confidence. We don't sell leads or take commissions. The directory is genuinely free.
Impact. Australia's R&D Tax Incentive program distributes ~$3 billion annually. We want every eligible dollar to reach the companies that earned it.
Meet the team
Alex Simmons
Co-Founder & CEO
A former CBA lending strategist, Alex leads Kashcade's mission to give Australian innovators faster access to their R&D refunds. He brings deep expertise in structured lending and a passion for supporting the startup ecosystem.
LinkedIn
Patrick Nappa
Co-Founder & CTO
An ex-Apple software engineer, Patrick builds the technology platform that powers Kashcade's rapid lending process. His engineering background drives the company's commitment to speed, automation, and a seamless user experience.
LinkedIn
Josh Sanders
Head of Customer
An ex-R&D tax advisor and chemical engineer, Josh leads Kashcade's customer experience, guiding Australian founders through every step of the R&D loan process. He brings deep tax incentive expertise and first-hand start-up experience, ensuring every customer gets fast, tailored, founder-friendly capital.
LinkedIn
Mat Hansen
R&D Credit Partner
Mat is Kashcade's R&D Credit Partner, working with customers to get their R&D loans approved and funded as quickly as possible. He partners closely with founders and R&D advisors to assess refund-backed loans, keeping Kashcade's 48-hour turnaround moving without compromising on credit discipline, thanks to his 8 years of finance experience.
LinkedIn