Who is Kashcade?
Kashcade is a technology-driven lender that helps Australian companies access their R&D Tax Incentive refunds faster. Instead of waiting 6–12 months for the ATO to process your claim, Kashcade lets you borrow against your future refund and get funded in as little as 48 hours.
Founded in Sydney, Kashcade has deployed over $100 million dollars to innovative Australian companies, from early-stage startups to established businesses across software, biotech, manufacturing, and beyond. Loan sizes range from $10,000 to $2.5 million, with no monthly repayments required.
Kashcade uses integrations with platforms like Xero to streamline the application process, making it possible to apply in minutes and receive funding the same day. The company has been featured in the Australian Financial Review and is a member of FinTech Australia.
Why We Built This Directory
Through our work lending against R&D Tax Incentive refunds, we saw the same problem over and over: founders struggling to find a trustworthy R&D tax advisor. The market is fragmented, information is scattered, and it's hard to know who's genuinely good.
We built this free, open directory to fix that. Every advisor listed here has been reviewed by our team, and verified advisors have met with us directly. Our goal is simple: help Australian innovators find the right advisor faster, so they can get back to building.
What We Stand For
Speed. Whether it's funding or finding an advisor, we believe innovators shouldn't have to wait. We build tools that move at the speed of startups.
Trust. Our verification process means founders can choose with confidence. We don't sell leads or take commissions. The directory is genuinely free.
Impact. Australia's R&D Tax Incentive program distributes ~$3 billion annually. We want every eligible dollar to reach the companies that earned it.
Meet the team
Alex Simmons
Co-Founder & CEO
Alex leads the team. A former CBA lending strategist with deep expertise in capital markets and startup financing, he knows first hand what raising capital takes.
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Patrick Nappa
Co-Founder & CTO
Pat looks after all things technology. A Forbes 30 under 30 and former Apple engineer, Pat built the platform that powers Kashcade's operations.
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Josh Sanders
Head of Customer
Josh leads customer relationships at Kashcade. A chemical engineer and former R&D tax advisor with deep expertise in R&D incentives, and helps decide who we fund.
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Mat Hansen
R&D Credit Partner
Mat assists customers through their application and assesses credit to help decide who Kashcade funds. With Big Four finance experience, he brings serious rigour to every deal.
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